We found 35 ways.” I’m like OK, sounds pretty good. JA: So right here Alan, it says, “how to earn up to 11%. (laughs) Stay tuned for this argument.ĪC: Yeah let’s get into that later. I don’t have any bonds though, because I have real estate. Because you have a globally diversified portfolio. JA: So, “here’s our top ways to boost your income.” So, of course, I’m curious, I would like to boost my income.ĪC: Yeah to 11%? What are you earning right now? “Earn up to 11% on your money.”ĪC: Well that’s pretty good. JA: So I’ve got this magazine in the mail. JA: Hey do you ever get… Kiplinjer? Kiplinger?ĪC: We always say Kiplinjer, we were just corrected. Finally, if you’re able to work remotely, you might want to move to Vermont and lifestyles of the middle class in a brand new segment called “Where Does Big Al’s Wife Anne’s Family Live?” Now, here are Joe Anderson, CFP® and Big Al Clopine, CPA.Ġ1:21 – How to Earn Up to 11% On Your Money And you gotta tell Mom and Dad or Grandma and Grandpa about using their RMDs for some QCDs – trust me on this. Also, IRA planning for the rest of 2018 can save big with the IRS – in taxes, that is. Joe and Big Al take on Dave Ramsey’s advice to pay off debt before saving for retirement and they loudly debate the merits of real estate versus bonds in a portfolio. This time exploring the 4% rule for retirement withdrawals – just how much can you really spend in retirement? Plus, how a risk-filled burrito can earn you up to 11% on your money. Today on Your Money, Your Wealth, we continue our interview from a few weeks ago with Retirement Researcher, Dr. So with some degree of flexibility there, whether it’s just changing your spending level or having some sort of buffer asset to draw from, yeah. And that helps manage sequence risk, and that allows you to use a higher spending rate at the beginning of retirement than otherwise. If you can just reduce your spending a little bit when markets aren’t doing as well as you hoped, that helps you avoid selling assets at a loss. The 4% rule actually is the strategy that creates the most sequence risk, because you never adjust your spending based on how your portfolio is doing.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |